How to Find Connectivity Financing For Devices

Since their debut around 30 years ago, the internet and mobile devices have become a ubiquitous part of daily life for many Americans. Statistics show that only 50% of Americans making less than $30,000 a year have broadband, which negatively affects numerous aspects of life, including education, career opportunities and socializing. In general, lower-income Americans are way less likely to have home broadband internet access, smartphones and tablets.

The reason for that is the high cost of internet access in the United States — about $60 a month. Unfortunately, it’s more than many lower-income Americans can afford. The situation looks similar when it comes to mobile devices. The problem is not new, and efforts are constantly being taken to reduce the connectivity access gap. Would you like to know where to look for financing and support in this regard? There are a few campaigns and programs that you should definitely check out.

Obama Phone

Ex-President Barack Obama’s administration launched the Obama Phone campaign to provide lower-income citizens with connectivity services funded by the federal government. You may use the website to check if you qualify for an Obama Phone (as it is dependent on household income.) If you do, the next step is finding a cell phone provider in your area whom will offer you a competitive plan. Keep in mind that many of the Obama Phones are simple touch screen models that may not have the features of a smartphone.

Lifeline Program

Since 1985, the Lifeline program offers a discount on phone services for lower-income individuals. The aim of the campaign is to reduce the connectivity gap and give everyone access to the same range of telecommunication technologies. The Lifeline program is available for low-income citizens in every state. The program is administered by USAC (Universal Service Administrative Company). The Lifeline website provides you with detailed information regarding the requirements for participation. 

Affirm

Some companies, like Affirm, offer targeted credit lines for specific purchases. This means that you can get a short-term loan on favorable terms for electronic devices. Many of these types of offers come with little or no interest for a qualified period of time.

Remember, these are just a few of the many options for mobile device financing. Make sure to explore all eligible offers before committing to a new carrier plan or purchasing new electronics to ensure you get the best deal available.